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What to consider when discussing a prenuptial agreement

Prenuptial agreements used to be associated only with wealthy couples and families. That isn't the case anymore as more couples in the United States are creating prenuptial agreements before they tie the knot. 

Discussing a prenuptial agreement before the wedding can be difficult, but many couples are seeing the benefits of creating one. The American Academy of Matrimonial Lawyers said that prenuptial agreements are very popular. Their survey found that 80 percent of respondents said they were making a prenup to protect their property in the event of divorce.

With prenups becoming more common, couples should make sure they make a few considerations before creating a prenup before the wedding. Even though you are okay with having a prenup, you shouldn't assume that your soon-to-be spouse will be. If your significant other agrees to have a prenup, be cautious when discussing certain issues as some people get scared off if you start putting too many items in the prenup.

When discussing the prenup, it is important to talk about finances, including financial expectations during the marriage. Most people state that their assets and property owned before the marriage will remain separate. Some prenups include stipulations on certain financial accounts or income, depending on each couple's circumstances. Regardless of the amount of money you both make, it is important to discuss all financial considerations when creating a prenup. 

Most couples also discuss how they will share expenses and pay off their debt. Some couples choose to have separate bank accounts so it is helpful to include that in the prenup. 

Creating a prenuptial agreement can be stressful so it is important to know what considerations to make before starting the discussion. 

Source: Reuters, "Three things to consider before you ask for a pre-nup," Geoff Williams, Nov. 27, 2013

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